Accident or sickness insurance can help cover unexpected expenses that are not covered by other insurance

Products from Combined Insurance

An accident, sickness or serious illness can have a dramatic effect on your lifestyle and dreams.  It may cause extra expense and even financial hardship.  Combined Insurance can help protect you from the unexpected by paying regular daily or monthly benefits or a cash lump sum if you are sick, hospitalised or have an accident.
Plan for the unpredictable with Combined Insurance’s range of Accident and Sickness coverage.

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Accident Hospital Plan

Pays benefits of up to $200 per day if you are hospitalised due to covered injury or $2,000 per day in intensive care with lump sum benefits of up to $1,000 for major fractures and up to $80,000 for total and permanent disability.
 

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Accident Disability Plan

Pays monthly benefits of up to $1,200 if you are unable to work due to covered injury and lump sum benefits of up to $30,000 for loss of life, paraplegia, and quadriplegia.

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Bodyguard Personal Injury Plan

A lump sum benefit of up to $200,000 for loss of or total and permanent loss of use of both hands or feet, loss of sight in both eyes, loss of hearing in both ears, accidental death or total and permanent disability.

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Sickness Hospital Plan

Pays benefits of up to $140 per day if hospitalised due to a covered sickness and benefits of up to $280 per day for confinement in an intensive care unit.

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Sickness Disability Plan

Pays monthly benefits of up to $1,600 for total disability due to covered sickness and up to $800 per month for partial disability.

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Critical Illness Plan

Pays lump-sum benefits of up to $60,000 on surviving diagnosis for a specified critical illness. 

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Cancer Disability Plan

Pays benefits of up to $120 per day for hospitalisation, recuperation and out-patient treatment for covered cancer and pays lump-sum benefits for the removal of skin cancer.

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Family of 3: father, mother and daughter
Example 3 Family of 3: father, mother and daughter

His daughter was diagnosed with leukemia several years ago. His family was covered under Combined Insurance's cancer policy, but in the midst of helping their daughter through her battle with leukemia, he and his wife had forgotten that they carried cancer insurance coverage.

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