Sickness Hospital Plan
Combined Insurance’s Sickness Hospital Plan will provide you with daily benefits of up to $140 for hospitalisation due to a covered sickness. Benefits are paid from the first day of sickness for each night you are in hospital as an in-patient and for up to a life time if necessary.
If you receive intensive care treatment, Combined Insurance will pay you up to $280 per day, that’s $8,400 per month for up to a life time if necessary.
We can’t guarantee our health, but we can be prepared in case we’re ill.
• Did you know that 37% of all disabilities in New Zealand are caused by disease or illnesss.1
• Almost 14,000 new cases of cancer are diagnosed annually in New Zealand.2
• Over 7,000 New Zealanders have a stroke every year. 3 In 2009 over 20 New Zealanders a day experienced a stroke.
In New Zealand…
• One in 20 adults are diagnosed with heart disease.4
• Stroke is the 3rd leading cause of death.5
• Every day around 51 people are diagnosed with cancer in New Zealand.6
So if you should be admitted to hospital overnight as a result of a covered sickness, Combined Insurance will pay you up to $140 per day, that’s $4,200 per month for up to a life time if necessary. The Sickness Hospital Plan from Combined Insurance gives you extra financial protection so you don’t need to worry about anything apart from getting better.
You will be covered with Combined Insurance …
• If you are confined to hospital overnight as an in-patient due to a covered sickness
• If you are confined to an intensive care unit over night due to a covered sickness
• Benefits are paid up to a life time if necessary
You can use Combined Insurance’s Sickness Hospital Plan to:
• Supplement your lost earnings
• Supplement the earnings of your spouse/partner if they take time off work
• Pay for someone to look after your children
• Help towards medical expenses
• Pay for any extra travel costs
• Help you take a holiday to recuperate
How you choose to use the benefit is completely up to you.
In summary, Combined Insurance’s Sickness Hospital Plan provides you with:
• Benefits paid from the first day in hospital or intensive care unit due to a covered sickness and for each subsequent day of confinement
• Hospital in-patient benefits for sickness of up to $140 per day ($4,200 per month)
• Intensive care in-patient benefit of up to $280 per day ($8,400 per month)
• Benefits begin from the very first day of the confinement
• No medical examination is required to purchase the policy
Note: You will not be covered for any sickness condition that is contracted, commenced or originated prior to, or within the first 30 days of taking this insurance. Please read the Product Information Booklet for policy terms and exclusions. To learn more about Combined Insurance’s Sickness Hospital Plan: Request a Quotation Call our friendly Customer Services Team on 0800 COMBINED (266 246) 9am to 6.30pm Monday to Friday for more information.
1A Portrait of Health – Key results of the 2006/07 New Zealand Health Survey http://www.moh.govt.nz/moh.nsf/pagesmh/7601/$File/execsum.pdf
Call us at 0800 COMBINED (266 246)
His daughter was diagnosed with leukemia several years ago. His family was covered under Combined Insurance's cancer policy, but in the midst of helping their daughter through her battle with leukemia, he and his wife had forgotten that they carried cancer insurance coverage.