Critical Illness Plan
Combined Insurance’s Critical Illness Plan will provide protection for you and your family from the financial impacts of critical illness. The plan provides lump sum benefits of up to $60,000 for heart attack, heart surgery, cancer (life-threatening), major organ transplant, severe burns, paralysis, dismemberment, stroke, renal failure, multiple sclerosis, blindness and benign brain tumour.
You can’t guarantee your health, but you can be prepared in case you’re ill.
Suffering from a prolonged illness can have long term financial implications that can seriously affect your standard of living.
A special feature of the Critical Illness Plan if you chose the 15 year paid up option is that after your plan has been in force for 15 continuous years no further premiums will be due. Your coverage will continue for the rest of your life, or when benefits are paid out, which ever comes first.
The 15 year paid up option allows you to enjoy the coverage free for the rest of your life while your premium is paid in full.
There are 2 main reasons why Combined Insurance’s Critical Illness Plan is extremely worthwhile.
- The benefits are paid directly to you when you need them the most.
- Covers 12 major critical conditions
You can use Combined Insurance’s Critical Illness Plan to:
• Pay for the best medical treatment
• Reduce your mortgage
• Supplement your earnings
• Help pay for someone to look after your children
• Help pay for home help to do the jobs around the house and garden
• Pay for everyday living expenses
• Help you take a holiday
How you choose to use the benefit is completely up to you
In summary, Combined Insurance’s Critical Illness Plan provides you with:
• A lump sum benefit of up to $60,000 on surviving diagnosis or surgery for a covered critical condition
• No medical examination is required to purchase the policy
Note: You will not be covered for any sickness condition that is contracted, commenced or originated prior to, or within the first 30 days of taking this insurance. Please read the Product Information Booklet for policy terms and exclusions. To learn more about Combined Insurance’s Critical Illness Plan: Request a Quotation or call our friendly Customer Services Team on 0800 COMBINED (266 246) 9am to 6.30pm Monday to Friday for more information.
1A Portrait of Health – Key results of the 2006/07 New Zealand Health Survey http://www.moh.govt.nz/moh.nsf/pagesmh/7601/$File/execsum.pdf
Call us at 0800 COMBINED (266 246)
Jamie became extremely sick and missed work for more than three months, putting her family in a very difficult financial situation.