The majority of insurance plans do not cover all expenses incurred with cancer related illnesses.Our cancer plan provides benefits that can be used to help fill gaps relieving some of the financial burden

Cancer Disability Plan

Cancer continues to be the leading cause of death in New Zealand.1  One in three New Zealanders have some experience of cancer, either personally or through a relative or a friend.2   
Like many people, you probably know someone whose life has been touched by cancer.
Every day around 51 New Zealanders are diagnosed with cancer and there are 22 cancer deaths.3
With odds like that, why would anyone not at least consider buying a cancer insurance policy, especially when it may cost less than 50 cents a day?
With our help you can have extra financial protection against cancer at a very low cost.

You can’t guarantee your health, but you can be prepared in case you are ill.

Suffering from cancer can have long term financial implications that can seriously affect your standard of living. Our Cancer Disability Plan will pay you a daily benefit of $120…
• For confinement in hospital as an In-patient due to a covered cancer for up to a life time if necessary
• For recovery following hospital confinement for a covered cancer
• For out-patient treatment for up to 365 days
• For recovery following out-patient treatment for a covered cancer
The Cancer Disability Plan will also pay you lump sum benefits for the removal of skin cancer.

If you take advantage of the family unit we will cover your spouse and each of your eligible children.
(Terms and exclusions apply)


You can use Combined Insurance’s Cancer Disability Benefits to:

• Pay for the best medical treatment
• Supplement your earnings
• Help pay for someone to look after your children
• Help pay for home help to do the jobs around the house and garden
• Pay for everyday living expenses
• Pay for any extra travel costs
• Help you take a holiday
How you choose to use the benefit is completely up to you

 

 


In summary, Combined Insurance’s Cancer Disability Plan provides you with:

  • A daily benefit of $120 for;
  • Confinement in hospital for a covered cancer for up to a life time if necessary
  • Recovery following hospital confinement for a covered cancer
  • Out-patient treatment for up to 365 days
  • Recovery following out-patient treatment for a covered cancer
  • And lump-sum benefits for the removal of non malignant skin cancers
  • The Cancer Disability Plan will cover any conceivable malignant cancer including;
  • Lung, Colon and Bowel Cancer
  • Prostate cancer
  • Breast cancer
  • Malignant Melanoma
  • Even provides a lump sum benefit for the removal of non malignant Skin Cancers


 


Note: You will not be covered for any Cancer that is contracted, commenced or originated prior to, or within the first 30 days of taking this insurance.   Please read the Product Information Booklet for policy terms and exclusions. To learn more about Combined Insurance’s Cancer Disability Plan: Request a Quotation Call our friendly Customer Services Team on 0800 COMBINED (266 246) 9am to 6.30pm Monday to Friday for more information.

 

1A Portrait of Health – Key results of the 2006/07 New Zealand Health Survey http://www.moh.govt.nz/moh.nsf/pagesmh/7601/$File/execsum.pdf

Family of 3: father, mother and daughter
Example 3 Family of 3: father, mother and daughter

His daughter was diagnosed with leukemia several years ago. His family was covered under Combined Insurance's cancer policy, but in the midst of helping their daughter through her battle with leukemia, he and his wife had forgotten that they carried cancer insurance coverage.

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