Bodyguard Personal Injury Plan

Accidents could happen on and off the job, anytime day or night. Most of us believe accidents only happen to other people. The reality is accidents can happen to anyone, so you need to be prepared when they do. If you become injured by an accident your focus should be on recovery and regaining your normal life.
Your chances of becoming disabled at some stage in your life are probably higher than you would expect.

Combined Insurance’s Bodyguard Personal Injury Plan will pay a lump sum benefit of up to $200,000 for;

• Accidental Death
• Total and permanent disability
• Loss of or total and permanent loss of use of both hands or feet
• Loss of or total and permanent loss of use of one hand or one foot
• Loss of sight in both eyes
• Loss of hearing in both ears

---

The Bodyguard Personal Injury Plan will pay you benefits if you suffer any accident

• At home
• At work
• At play
• At any time 24 hours a day, 365 days year

---

You will be covered with Combined Insurance for accidents such as …

• Whilst driving or as a passenger in any motor vehicle, motorcycle or bicycle
• At the hands of a burglar or by personal assault
• Injuries caused by fire
• Any farm accidents, all types of construction, industrial or any work related activity without restriction
• Playing any sport or taking part in any recreational activity
In other words…in most accidental circumstances.

If you take advantage of the family unit we will cover your spouse and each of your eligible children
(Terms and exclusions apply)

---

You can use Combined Insurance’s Bodyguard Personal Injury Plan to:

• Supplement your lost earnings
• Supplement the earnings of your spouse/partner if they take time off work
• Pay for someone to look after your children
• Help towards medical expenses
• Pay for any extra travel costs
• Help you take a holiday to recuperate
How you choose to use the benefit is completely up to you.

---

In summary, Combined Insurance’s Bodyguard Personal Injury Plan provides you with:

• A lump sum benefit of up to $200,000 for accidental death
• A lump sum benefit of up to $200,000 for total and permanent disability
• A lump sum benefit of up to $200,000 for loss of or total and permanent loss of use of both hands or feet
• A lump sum benefit of up to $200,000 for loss of or total and permanent loss of use of one hand or one foot
• A lump sum benefit of up to $200,000 for loss of sight in both eyes
• A lump sum benefit of up to $100,000 for loss of sight in one eye
• A lump sum benefit of up to $200,000 for loss of hearing in both ears
• A lump sum benefit of up to $25,000 for loss of hearing in one ear
• A lump sum benefit of up to $100,000 for total loss of use of back or spine with no damage to the spinal cord
• A lump sum benefit of up to $50,000 for total loss of use of the neck or cervical spine with no damage to the spinal cord
• A lump sum benefit of up to $50,000 for loss of one thumb - both joints
• A lump sum benefit of up to $20,000 for loss of one thumb - one joint
• A lump sum benefit of up to $100,000 for loss of four fingers and a thumb
• A lump sum benefit of up to $50,000 for loss of four fingers on either hand
• A lump sum benefit of up to $10,000 for loss of finger - three joints
• A lump sum benefit of up to $5,000 for loss of finger - two joints
• A lump sum benefit of up to $2,500 for loss of finger - one joint
• A lump sum benefit of up to $50,000 for loss of all toes - one foot
• A lump sum benefit of up to $10,000 for loss of big toe - both joints
• A lump sum benefit of up to $5,000 for loss of big toe - one joint
• A lump sum benefit of up to $5,000 for loss of any other toe
• A lump sum benefit of up to $50,000 for total loss of use of the shoulder, elbow or wrist
• A lump sum benefit of up to $200 for a minor fracture
• A lump sum benefit of up to $1,600 for a major fracture
• A lump sum benefit of up to $5,000 for facial disfigurement

 

---

Please read the Policy Information Booklet for Policy Terms and Exclusions. To learn more about Combined Insurance’s Bodyguard Personal Injury Plan: Request a Quotation Call our friendly Customer Services Team on 0800 COMBINED (266 246) 9am to 6.30pm Monday to Friday for more information.