Accident Hospital Plan
Combined Insurance’s Accident Hospital Plan will pay you benefits if you suffer any covered injury...
• At home
• At work
• At play
Any time 24 hours a day, 365 days a year.
We all like to think that accidents won’t happen to us, however…
• There are over 10,000 road accidents causing around 400 deaths and almost 14,000 injuries annually.1
• More than 37,000 people suffered from an injury that saw them off work for over a week, with over 200,000 work related accidents recorded in New Zealand in 20082
• One in seven New Zealanders are injured at the home. Over 25,000 will end up in hospital due to their injury3
• Over 26,000 New Zealanders were injured in 2007/08 whilst taking part in sport4
So if you should suffer an accident the last thing you want to worry about is how to pay the bills. With benefits of up to $200 a day if you are admitted to hospital overnight, up to $200 a day for convalescence and lump sum payments of up to $1,000 if you suffer a major fracture; the Accident Hospital Plan from Combined Insurance helps remove that worry, enabling you to concentrate on getting better.
You will be covered with Combined Insurance for accidents …
• Whilst driving or as a passenger in any motor vehicle, motorcycle or bicycle
• At the hands of a burglar or by personal assault
• Injuries caused by fire
• Any farm accidents, all types of construction, industrial or any work related activity without restriction
• Playing any sport or taking part in any recreational activity
In other words…in most accidental circumstances.
If you take advantage of the family unit we will cover your spouse and each of your eligible children.
(Terms and exclusions apply)
You could use Combined Insurance’s Accident Hospital Plan to:
• Supplement your lost earnings
• Supplement the earnings of your spouse/partner if they take time off work
• Pay for someone to look after your children
• Help towards medical expenses
• Pay for any extra travel costs
• Help you take a holiday to recuperate
How you choose to use the benefit is completely up to you.
In summary, Combined Insurance’s Accident Hospital Plan provides you with:
• Up to $200 a day ($1,400 a week) if hospitalised due to covered injury
• Up to $2,000 a day ($14,000 a week) if confined in an intensive care unit due to covered injury
• Up to $200 per day ($1,400 a week) for convalescence following hospital confinement
• Lump sum benefits of up to $1,000 for major fractures
• Lump sum benefits of up to $200 for minor fractures
• Lump sum benefits of up to $200 for Emergency Ambulance Trips
• Lump sum benefits of up to $80,000 for Total and Permanent Disability
• Cover against accidental injury for any accidental circumstances
• Flexibility to use the benefits how you want to
• Premiums starting from just 35 cents a day
Please read the Policy Information Booklet for Policy Terms and Exclusions.
Most people do not think twice about insuring their car in case it’s involved in an accident.
But how often do we think about the people in the car being injured? Combined Insurance covers you for any accident whilst driving a car or as a passenger. (exclusions apply)
To learn more about Combined Insurance’s Accident Hospital Plan:
Request a Quotation
Call our friendly Customer Services Team on 0800 COMBINED (266 246) 9am to 6.30pm Monday to Friday for more information.
1Sourced from: ACC Fast Facts http://www.acc.co.nz
Call us at 0800 COMBINED (266 246)
Jamie became extremely sick and missed work for more than three months, putting her family in a very difficult financial situation.