Frequently Asked Questions
To enable us to help you as quickly as possible, please quote your account number at all times when contacting Combined Insurance. Click here for our contact details.
General Questions
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- How do I change my name / address / personal details?
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Please visit the Make a Change page on this website. Complete and submit the online “Change of Contact Form.
- How do I cancel my policy?
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Contact our Customer Services Department by telephone or in writing and notify us of the plan/s you wish to cancel.
- How do I make a complaint?
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Please view our Compliments, Complaints and Disputes Resolution Guide for more details.
- I don't fully understand some of the insurance terms in my policy. Can this be explained to me more clearly?
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Visit the Insurance Terms page on this website for explanations of some key words and phrases in your policy. Alternatively, you can Contact Us and one of our Customer Service Advisors will be happy to help you.
Billing Question
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- How can I pay my premium if I missed my local Representative?
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Contact Us for more information.
- I’ve changed my bank details - what do I need to do?
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Please visit the Make a Change page on this website. Print and complete the “Direct Debit Form” and return it by mail.
Claims Processing
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- How do I make a claim?
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If you need to make a claim, please complete a Claim Form and return it to us as soon as possible. To speed up the process you can download a Claim Form rather than waiting for a claim form from us by mail.
Policyholder Questions
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- I have lost my Policy Information Booklet.
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To get a copy of your Policy Information Booklet please Contact Us.
- How can I have an endorsement removed from my policy?
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To apply for the removal of an endorsement, after the end of your recovery periods, please forward us signed and dated notification from a licensed medical practitioner, stating the period of time that you have been symptom-free of your sickness condition/s.
- Can my spouse/partner have a policy?
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Yes, please Contact Us for a quote.
- Can I increase the cover/benefits of my policy?
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In most cases yes, please look at our Products for more information and a free quotation.
- Are my children covered under this policy?
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Eligible children can be covered under the Family Unit of the Accident Hospital Plan, Bodyguard Personal Injury Plan and Cancer Disability Plan as long as the policy is in force. Please see your policy for full details.
- Am I covered on holiday?
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Depending on which country you are holidaying in and the type of cover you hold. Please see policy wording in the Policy Information Booklet for full cover details.
- Can I change the date my premium is taken from my bank account?
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Yes, please Contact Us.
Privacy Questions
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- Can I see the personal details you have on me?
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Yes, please Contact Us and we will send you a copy of your Application Form.
Call us at 0800 COMBINED (266 246)
