Combined’s Sickness Hospital Plan will provide you with daily benefits of up to $140 for hospitalisation due to a covered sickness. Benefits are paid from the first day of sickness for each night you are in hospital as an in-patient and for up to a life time if necessary.

If you receive intensive care treatment, Combined will pay you up to $280 per day, that’s $8,400 per month for up to a life time if necessary.

Combined’s Sickness Hospitalisation Income Plan We can’t guarantee our health, but we can be prepared in case we’re ill
  • Did you know that 40% of all disabilities in New Zealand are caused by disease or illness 1
  • Almost 17,000 new cases of cancer are diagnosed annually in New Zealand 2
  • About 7,000 New Zealanders have a stroke every year, many of whom are left with a chronic
    disability 3

    In New Zealand…

  • One in 10 adults are diagnosed with heart disease4
  • Stroke is the 3rd leading cause of death4
  • Cancer is a major health issue  and one in three New Zealanders will have some experience of cancer, either personally or through a relative or friend4

So if you should be admitted to hospital overnight as a result of a covered sickness, Combined will pay you up to $140 per day, that’s $4,200 per month for up to a life time if necessary. The Sickness Hospital Plan from Combined gives you extra financial protection so you don’t need to worry about anything apart from getting better.

Combined’s Sickness Hospitalisation Income Plan You will be covered with Combined…
  • If you are confined to hospital overnight as an in-patient due to a covered sickness
  • If you are confined to an intensive care unit over night due to a covered sickness
  • Benefits are paid up to a life time if necessary
Combined’s Sickness Hospitalisation Income Plan You can use Combined’s Sickness Hospital Plan to:
  • Supplement your lost earnings
  • Supplement the earnings of your spouse/partner if they take time off work
  • Pay for someone to look after your children
  • Help towards medical expenses
  • Pay for any extra travel costs
  • Help you take a holiday to recuperate

How you choose to use the benefit is completely up to you.

In summary, Combined’s Sickness Hospital Plan provides you with:

  • Benefits paid from the first day in hospital or intensive care unit due to a covered sickness and for each subsequent day of confinement
  • Hospital in-patient benefits for sickness of up to $140 a day ($4,200 a month)
  • Intensive care in-patient benefit of up to $240 per day ($8,400 per month)
  • Benefits begin from the very first day of the confinement
  • All benefits are payable in addition to those provided by any other sickness policy
  • No medical examination is required to purchase the policy

(Terms and the Exclusions apply)

To learn more about Combined’s Sickness Hospital Plan

Request quotation

Arrow Call our friendly Customer Services Team on 0800 COMBINED 9am to 6.30pm Monday to Friday for more information. 

Statistical sources: 1  Statistics NZ, 2001 Household Disability Survey, 2  NZ Health Information Services, 2001, 3  Cardio Vascular Disease DHB toolkit, Ministry of Health, 2003, 4 NZ Health Information Services, 2002 / 2003