Combined’s Sickness Disability Plan will…

Help you maintain your standard of living by providing regular monthly benefit payments if a covered sickness prevents you from working. We also pay a benefit for partial disability due to any covered sickness. (Please have a look on the insurance terms page of this site for the definitions of total and partial disability)

You can’t guarantee your health, but you can be prepared in case you’re ill
Should you be unable to perform your usual business or occupation as a result of a covered sickness and be under the care of a doctor, in or out of hospital, Combined will pay you up to;

$1,200 per month for total disability paid up to 12 months and up to $600 per month for partial disability paid up to 2 months. Your benefits may begin from the very first day of your disability depending on the plan you select.

You will be covered with Combined You will be covered with Combined…
  • If you suffer total disability because of a covered sickness
  • Or for partial disability due to a covered sickness
You can use Combined’s Sickness Income Plan toYou can use Combined’s Sickness Disability Plan to:
  • Supplement your lost earnings
  • Supplement the earnings of your spouse/partner if they take time off work
  • Pay for someone to look after your children
  • Help towards medical expenses or home nursing
  • Help pay for home help to do the jobs around the house and garden
  • Pay for everyday living expenses
  • Pay for any extra travel costs
  • Help you take a holiday to recuperate

How you choose to use the benefit is completely up to you.

In summary, Combined’s Sickness Disability Plan provides you with:

  • Monthly benefits for total disability due to a covered sickness for up to $1,200 a month
  • Total disability benefits are payable for up to 12 months
  • An a dditional benefit of up to $600 a month for partial disability due to a covered sickness
  • All benefits are payable in addition to those provided by any other sickness insurance policy
  • No medical examination is required to purchase the policy

(Terms and Exclusions apply)

To learn more about Combined’s Sickness Disability Plan

Request a quotation

Arrow Call our friendly Customer Services Team on 0800 COMBINED 9am to 6.30pm Monday to Friday for more information.