Combined’s Accident Hospital Plan will pay you benefits if you suffer any covered injury...

  • At home
  • At work
  • At play

At any time 24 hours a day 365 days a year.

casualty

We all like to think that accidents won’t happen to us, however…

  • There are over 10,000 road accidents causing around 400 deaths and almost 14,000 injuries annually. 1
  • More than 35,000 new work related accidents were recorded in 2004. 2
  • There were over 27,000 recorded new cases of injury at home in 2004. 3
  • Over 17,400 new Accidental Injury claims were made in 2004 while taking part in sport 4 

So if you should suffer an accident the last thing you want to worry about is how to pay the bills. With benefits of up to $200 a day if you are admitted to hospital overnight, up to $200 a day for convalescence and lump sum payments of up to $1,000 if you suffer a major fracture; the Accident Hospital Plan from Combined helps remove that worry, enabling you to concentrate on getting better

Accident

You will be covered with Combined for all accidents such as …

  • While driving or as a passenger in any motor vehicle, motorcycle or bicycle
  • At the hands of a burglar or by personal assault
  • Injuries caused by fire
  • Any farm accidents, all types of construction, industrial or any work related activity without restriction
  • Playing any sport or taking part in any recreational activity

In other words…in any accidental circumstances whatsoever.
If you take advantage of the family unit we will cover your spouse and each of your eligible children
(Terms and exclusions apply)

holiday

You can use Combined’s Accident Hospital Benefit Plan to:

  • Supplement your lost earnings
  • Supplement the earnings of your spouse/partner if they take time off work
  • Pay for someone to look after your children
  • Help towards medical expenses
  • Pay for any extra travel costs
  • Help you take a holiday to recuperate

How you choose to use the benefit is completely up to you.

In summary, Combined’s Accident Hospital Benefit Plan provides you with:

  • Up to $200 a day ($1,400 a week) if hospitalised due to covered injury
  • Of up to $2,000 a day ($14,000 a week) if confined in an intensive care unit due to covered injury
  • Of up to $200 per day ($1,400 a week) for convalescence
  • Lump sum benefits of up to $1,000 for major fractures
  • Lump sum benefits of up to $200 for minor fractures
  • Lump sum benefits of up to $200 for Emergency Ambulance Trips
  • Lump sum benefits of up to $80,000 for Total and Permanent Disability
  • Cover against accidental injury for any accidental circumstances
  • Flexibility to use the benefits how you want to
  • Premiums starting from just 34 cents a day
  • All benefits are payable in addition to all other insurance

(Terms and Exclusions apply)

Most people do not think twice about insuring their car in case it’s involved in an accident.
But how often do we think about the people in the car being injured? Combined covers you for any accident whilst driving a car or as a passenger. (exclusions apply)

To learn more about Combined’s Accident Hospital Benefit Plan:

Request A Quotation

Arrow Call our friendly Customer Services Team on 0800 COMBINED 9am to 6.30pm
Monday to Friday for more information. 

Statistical Sources:1 Ministry of Transport-Motor Vehicle Crashes in NZ, 2003.
2, 3 & 4 ACC Injury Statistics 2004.